FASTER DECISIONS. LESS FRICTION.
Workers Compensation Underwriting Process
Our underwriting process is built to provide agents with quick, consistent decisions backed by data and experienced underwriting judgment.
Submission-to-Decision Time: 6 minutes
HOW TO SUBMIT BUSINESS
Primary Submission Channels
Portal
Our online portal is designed to get you to a decision quickly. We evaluate eligibility as information is entered to identify opportunities early and minimize unnecessary data entry, helping you secure quotes faster.
API
Connect to BerkleyNet through participating API-enabled platforms to streamline submissions and accelerate the quoting process. Integrated workflows reduce manual effort and help you move from submission to quote even faster.
The Underwriting Process
What happens after you submit business?
1. Submit Your Application
Send your workers compensation submission through our portal or an integrated API platform.
2. We review key underwriting data
Business information, classifications, payroll, loss history, and other relevant details are evaluated.
3. Our underwriting technology supports risk evaluation
Modern underwriting technology reviews risk characteristics, eligibility factors, and pricing inputs to support consistent decisions.
4. Underwriters apply expertise
When additional review is needed, our experienced underwriters use professional judgment to evaluate unique risks and business characteristics.
5. Receive a clear decision
Producers receive a fast, clear response so they can move forward with confidence.
Technology + Human Expertise
Technology helps us work faster. Experience helps us make better decisions.
Our underwriting process combines advanced risk analysis with experienced underwriting professionals who understand workers compensation risks across a broad range of industries. This balanced approach helps us deliver quick responses while maintaining underwriting discipline and consistency.
BerkleyNet serves agents across the nation through a digital-first experience designed to make quoting and binding business faster and easier.
